CMS Price Transparency Data

Blood antibody screen

Facility: Stillwater Medical Center

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 86850
  • Insurance Median: $158
  • Cash Discount Price: $247
  • vs. Medicare Baseline: 2.97x Medicare
The contracted insurance negotiated median rate for a Blood antibody screen at Stillwater Medical Center is $158. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $247. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 2.97x the Medicare baseline. Located in 1323 West 6Th Street, Stillwater, OK.
Cash / Self-Pay
$247

Average discount available for prompt cash payment at this facility.

Insurance Median
$158

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)
Cash / Self-Pay: $247 (464%)
Insurance Median: $158 (297%)
Cash: $247 (464% of Medicare)
Ins. Median: $158 (297% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 297% of the Medicare baseline (a markup of 197%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Tricare $54 101%
Veterans Administration $54 101%
Healthchoice $70 131%
Healthcare Highways $95 178%
Ebms (Employee Benefit Management Services Inc.) $131 246%
Blue Cross Blue Shield $146 274%
Aetna $154 289%
Cigna $158 297%
Community Care $201 378%
UnitedHealthcare $207 389%
Coventry $232 436%
First Health $263 494%
Osma Health $272 511%
Multiplan $278 522%
Preferred Community Choice $278 522%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1323 West 6Th Street, Stillwater, OK 74076
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals