CMS Price Transparency Data

Blood test, urea nitrogen (BUN, kidney)

Facility: Hillcrest Hospital Cushing

Billing Code: 84520 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84520
Insurance Median: $65
Cash Discount Price: $28
vs. Medicare Baseline: 16.46x Medicare

The contracted insurance negotiated median rate for a Blood test, urea nitrogen (BUN, kidney) at Hillcrest Hospital Cushing is $65. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $28. Compared to the federal Medicare reimbursement reference rate of $3.95, this hospital’s rate is 16.46x the Medicare baseline. Located in 1027 East Cherry Street, Cushing, OK.

Cash / Self-Pay

$28

Average discount available for prompt cash payment at this facility.

Insurance Median

$65

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.95 (100%)

Cash / Self-Pay: $28 (709%)

Insurance Median: $65 (1646%)

Cash: $28 (709% of Medicare)

Ins. Median: $65 (1646% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1646% of the Medicare baseline (a markup of 1546%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Black Lung [6055]	$23	582%
Healthcare Highways [2210]	$23 - $28	582%
Hooray Health [8000]	$23	582%
Lucent Health [6000]	$23	582%
Oncology Patient Assistance Programs [2295]	$23	582%
Oscar Insurance Company [7005]	$23	582%
Healthscope Benefits [2290]	$25	633%
UnitedHealthcare	$25 - $46	633%
Web Tpa [2115]	$28	709%
Cigna	$45	1139%
Healthpartners [1500]	$45	1139%
National Association Of Letter Carriers [1695]	$45	1139%
Pba [1775]	$45	1139%
Global Health [1430]	$57	1443%
First Health [1375]	$64 - $81	1620%
Multiplan [1680]	$64 - $81	1620%
Healthcare Solutions [1485]	$65	1646%
Community Care [1290]	$76	1924%
Fmh Benefit Services [1390]	$76	1924%
Group Resources [1455]	$76	1924%
Phcs [1780]	$76 - $81	1924%
Healthsmart [1505]	$78	1975%
Administrative Concepts [1005]	$81	2051%
Allied Benefit Systems Inc [1030]	$81	2051%
Allied National Global Care [1035]	$81	2051%
Gilsbar [1425]	$81	2051%
Healthnet [1495]	$81	2051%
Mutual Of Omaha [1685]	$81	2051%
New Era Life Insurance Company [1705]	$81	2051%
Pan American Life Insurance Co [1770]	$81	2051%
Trustmark [2030]	$81	2051%
Universal Fidelity [2085]	$81	2051%
Pending Ssi [1616]	$92	2329%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $28.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84520.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hillcrest Hospital Cushing is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84520.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.