CMS Price Transparency Data

Culture, blood

Facility: Northwest Surgical Hospital

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $84
Cash Discount Price: $31
vs. Medicare Baseline: 8.14x Medicare

The contracted insurance negotiated median rate for a Culture, blood at Northwest Surgical Hospital is $84. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $31. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 8.14x the Medicare baseline. Located in 9204 North May Avenue, Oklahoma City, OK.

Cash / Self-Pay

$31

Average discount available for prompt cash payment at this facility.

Insurance Median

$84

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $31 (300%)

Insurance Median: $84 (814%)

Cash: $31 (300% of Medicare)

Ins. Median: $84 (814% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 814% of the Medicare baseline (a markup of 714%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$10	97%
Healthchoice	$13	126%
Cigna	$28 - $50	271%
Aetna	$57 - $85	552%
Blue Cross Blue Shield	$62	601%
First Health	$67 - $82	649%
Medica	$93 - $114	901%
Global Health	$111 - $136	1076%
Community Care	$129 - $158	1250%
Healthcare Highways	$129 - $158	1250%
Humana	$155 - $190	1502%
Phcs	$181 - $221	1754%
Preferred Community Choice	$181 - $221	1754%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $31.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Northwest Surgical Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.