CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: St John Owasso

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $867
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.91x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at St John Owasso is $867. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 0.91x the Medicare baseline. Located in 12451 East 100Th Street North, Owasso, OK.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$867

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Insurance Median: $867 (91%)

Ins. Median: $867 (91% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
First Health	$71 - $253	7%
Aetna	$106 - $211	11%
Blue Cross Blue Shield	$382 - $911	40%
Champva	$867	91%
Community Care - St John Network Senior - Govt	$867	91%
Communitycare Senior	$867	91%
Life Pace	$867	91%
Longevity Health Plan Of Oklahoma	$867	91%
Medicare (plans)	$867	91%
UnitedHealthcare	$867 - $893	91%
Va Community Care Network	$867	91%
Veterans Administration	$867	91%
Humana	$876	92%
Communitycare (Standard)	$954	100%
Community Care (Select) 7/1/13	$1,041	110%
Ccl&H	$1,127	119%
Smarthealth	$1,214	128%
Community Care Smarthealth	$1,301 - $2,081	137%
Communitycare (Select)	$1,301 - $1,995	137%
Connect Health Benefit	$1,734	183%
Evolutions	$1,734	183%
Kempton Group Administrators	$1,951	205%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St John Owasso is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.