CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: Mercy Hospital Logan County

Billing Code: 392 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 392
Insurance Median: $2,100
Cash Discount Price: $9,058
vs. Medicare Baseline: 0.37x Medicare

The contracted insurance negotiated median rate for a Digestive disorders treatment (inpatient stay) at Mercy Hospital Logan County is $2,100. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $9,058. Compared to the federal Medicare reimbursement reference rate of $5,675.87, this hospital’s rate is 0.37x the Medicare baseline. Located in 200 S Academy Rd, Guthrie, OK.

Cash / Self-Pay

$9,058

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,100

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5,675.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5,675.87 (100%)

Cash / Self-Pay: $9,058 (160%)

Insurance Median: $2,100 (37%)

Cash: $9,058 (160% of Medicare)

Ins. Median: $2,100 (37% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5,675.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$850 - $3,373	15%
Humana	$1,567 - $3,373	28%
Aetna	$2,100 - $3,373	37%
Blue Cross Blue Shield	$2,100 - $13,435	37%
Cherokee Nation Health Serv Contracted [320066]	$2,100	37%
Cross Timbers Hospice [20098]	$2,100	37%
Dept Of Veteran Affairs Contracted [320106]	$2,100	37%
Elara Caring Aspire Hospice Contracted [320433]	$2,100	37%
Elara Caring Aspire Hospice [20433]	$2,100	37%
Halo Hcr Inc Hospice Contracted [320432]	$2,100	37%
Halo Hcr Inc Hospice [20432]	$2,100	37%
Independent Health [20197]	$2,100	37%
Indian Health Service Contracted [320198]	$2,100	37%
Kindful Hospice Contracted [320434]	$2,100	37%
Kindful Hospice [20434]	$2,100	37%
Medical Associates Health [20444]	$2,100	37%
Medicare (plans)	$2,100 - $2,972	37%
Mercy Hospice Okc [20252]	$2,100	37%
Provider Partners Health Plans Contracted [320450]	$2,100	37%
Qual Choice Contracted [320325]	$2,100	37%
Tribute Health Plan Mcr Contracted [320338]	$2,100	37%
UnitedHealthcare	$2,100	37%
Globalhealth Contracted [320145]	$2,142	38%
Cigna	$2,163	38%
Ambetter / Centene	$2,808	49%
Home State Health Plan Contracted [320187]	$2,808	49%
Novasys Contracted [320285]	$2,808	49%
Medica Contracted [320239]	$2,972	52%
Community Care Contracted [320080]	$4,328	76%
Workers Comp [20426]	$4,902	86%
Health Choice Contracted [320166]	$10,080	178%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $9,058.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 392.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mercy Hospital Logan County is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 392.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.