CMS Price Transparency Data

Culture, blood

Facility: Okeene Municipal Hospital

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $31
Cash Discount Price: $34
vs. Medicare Baseline: 3.00x Medicare

The contracted insurance negotiated median rate for a Culture, blood at Okeene Municipal Hospital is $31. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $34. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 3.00x the Medicare baseline. Located in 207 East F Street, Okeene, OK.

Cash / Self-Pay

$34

Average discount available for prompt cash payment at this facility.

Insurance Median

$31

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $34 (329%)

Insurance Median: $31 (300%)

Cash: $34 (329% of Medicare)

Ins. Median: $31 (300% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 300% of the Medicare baseline (a markup of 200%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Pref Community Choice Ppo-All Plans	$6	58%
Blue Cross Blue Shield	$25 - $103	242%
Coventry Mcr Adv	$25	242%
Global Health Mcr Adv	$25	242%
Humana	$25 - $43	242%
Medicare (plans)	$25	242%
UnitedHealthcare	$25 - $31	242%
Cigna	$26	252%
Ihs-All Plans	$28	271%
Aetna	$30 - $43	291%
Healthchoice Ip Only-All Plans	$30	291%
Ok Complete Health Comm-All Other Plans	$30	291%
Global Health-All Other Plans	$32	310%
Healthcare Highways-All Plans	$32	310%
Phcs Savility/Multiplan - All Plans	$32	310%
Medica Commercial-All Other Plans	$33	320%
Community Care Hmo-All Plans	$39	378%
Ok Complete Health Mcaid	$43	417%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $34.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Okeene Municipal Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.