CMS Price Transparency Data

Culture, blood

Facility: Seiling Municipal Hospital

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $79
Cash Discount Price: $42
vs. Medicare Baseline: 7.66x Medicare

The contracted insurance negotiated median rate for a Culture, blood at Seiling Municipal Hospital is $79. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $42. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 7.66x the Medicare baseline. Located in 809 Ne Highway 60, Seiling, OK.

Cash / Self-Pay

$42

Average discount available for prompt cash payment at this facility.

Insurance Median

$79

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $42 (407%)

Insurance Median: $79 (766%)

Cash: $42 (407% of Medicare)

Ins. Median: $79 (766% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 766% of the Medicare baseline (a markup of 666%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$10 - $42	97%
Healthchoice Ip/Op Only - All Plans	$17	165%
Aetna	$42 - $97	407%
Blue Cross Blue Shield	$42 - $82	407%
Humana	$42 - $97	407%
Wellcare Mcr Adv - All Plans	$42	407%
Coventry Comm - All Plans	$68	659%
Cigna	$77	746%
Multiplan Ip/Op Only - All Plans	$78	756%
Ambetter / Centene	$81	785%
Community Choice Ppo Ip/Op Only - All Plans	$82	795%
Preferred Comm Ip/Op Only - All Plans	$82	795%
Soonerselect Mcaid - All Plans	$97	940%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $42.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Seiling Municipal Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.