CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Seiling Municipal Hospital

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $105
Cash Discount Price: $87
vs. Medicare Baseline: 0.89x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Seiling Municipal Hospital is $105. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $87. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 0.89x the Medicare baseline. Located in 809 Ne Highway 60, Seiling, OK.

Cash / Self-Pay

$87

Average discount available for prompt cash payment at this facility.

Insurance Median

$105

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Cash / Self-Pay: $87 (74%)

Insurance Median: $105 (89%)

Cash: $87 (74% of Medicare)

Ins. Median: $105 (89% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Coventry Comm - All Plans	$13 - $171	11%
Cigna	$14 - $193	12%
Humana	$14 - $353	12%
Multiplan Ip/Op Only - All Plans	$14 - $195	12%
Ambetter / Centene	$15 - $424	13%
Blue Cross Blue Shield	$15 - $353	13%
Community Choice Ppo Ip/Op Only - All Plans	$15 - $207	13%
Preferred Comm Ip/Op Only - All Plans	$15 - $207	13%
Aetna	$16 - $353	14%
Soonerselect Mcaid - All Plans	$18 - $353	15%
UnitedHealthcare	$39 - $353	33%
Wellcare Mcr Adv - All Plans	$105 - $353	89%
Healthchoice Ip/Op Only - All Plans	$174	148%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $87.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Seiling Municipal Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.