CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: PAM Specialty Hospital of Tulsa

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97110
Insurance Median: $188
Cash Discount Price: $242
vs. Medicare Baseline: 6.47x Medicare

The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at PAM Specialty Hospital of Tulsa is $188. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $242. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 6.47x the Medicare baseline. Located in 3219 S 79Th East Ave, Tulsa, OK.

Cash / Self-Pay

$242

Average discount available for prompt cash payment at this facility.

Insurance Median

$188

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $242 (833%)

Insurance Median: $188 (647%)

Cash: $242 (833% of Medicare)

Ins. Median: $188 (647% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 647% of the Medicare baseline (a markup of 547%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
America'S Choice	$128 - $211	440%
Provider Network Of America	$137 - $226	471%
Quik Trip	$137 - $226	471%
Usa Managed Care Organization	$137 - $226	471%
Velocity Provider Ppo Network	$137 - $226	471%
Multiplan/Phcs	$146 - $242	502%
Prime Health Services	$155 - $257	533%
Medincrease	$164 - $272	564%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $242.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm PAM Specialty Hospital of Tulsa is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.