CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: PAM Rehabilitation Hospital of Tulsa

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97112
Insurance Median: $53
Cash Discount Price: $90
vs. Medicare Baseline: 1.62x Medicare

The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at PAM Rehabilitation Hospital of Tulsa is $53. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $90. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 1.62x the Medicare baseline. Located in 10020 E 91St St, Tulsa, OK.

Cash / Self-Pay

$90

Average discount available for prompt cash payment at this facility.

Insurance Median

$53

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)

Cash / Self-Pay: $90 (275%)

Insurance Median: $53 (162%)

Cash: $90 (275% of Medicare)

Ins. Median: $53 (162% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$28 - $30	86%
Humana	$29	89%
Alliance Coal Health Plan	$30	92%
Blue Cross Blue Shield	$30 - $36	92%
Globalhealth	$30	92%
Healthspring	$30	92%
Ilumed Aco Reach	$30	92%
UnitedHealthcare	$30 - $87	92%
Wellcare	$30	92%
Wellmed	$30	92%
Velocity Provider Ppo Network	$36 - $67	110%
Prime Health Services	$39 - $76	119%
Healthcare Highways	$49	150%
America'S Choice Provider Network	$63	192%
Provider Network Of America	$67	205%
Quik Trip	$67	205%
Usa Managed Care Organization	$67	205%
Multiplan/Phcs	$72	220%
Cigna	$95	290%
Oklahoma Complete Health	$125	382%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $90.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97112.

Insurance In-Network Protection Plan

Contact your insurance company to confirm PAM Rehabilitation Hospital of Tulsa is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97112.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.