CMS Price Transparency Data

Spinal fusion, single level (inpatient stay)

Facility: St Charles Medical Center - Bend

Billing Code: 451 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 451
  • Insurance Median: $27,665
  • Cash Discount Price: $118,609
  • vs. Medicare Baseline: 1.18x Medicare
The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at St Charles Medical Center - Bend is $27,665. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $118,609. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 1.18x the Medicare baseline. Located in 2500 Ne Neff Road, Bend, OR.
Cash / Self-Pay
$118,609

Average discount available for prompt cash payment at this facility.

Insurance Median
$27,665

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$23,503.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $23,503.93 (100%)
Cash / Self-Pay: $118,609 (505%)
Insurance Median: $27,665 (118%)
Cash: $118,609 (505% of Medicare)
Ins. Median: $27,665 (118% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Advanced Health [534] $20,111 86%
Allcare Health Plan [538] $20,111 86%
Cascade Health Alliance [532] $20,111 86%
Columbia Pacific Coordinated Care Llc [539] $20,111 86%
Health Share Care Oregon [526] $20,111 86%
Health Share Kaiser [543] $20,111 86%
Health Share Ohsu Ohp [552] $20,111 86%
Health Share Providence [548] $20,111 86%
Health Share Tuality [549] $20,111 86%
Health Share [537] $20,111 86%
Intercommunity Health [530] $20,111 86%
Jackson Care Connect [542] $20,111 86%
Medicaid / KanCare $20,111 - $25,785 86%
Primary Health Of Jospehine County Llc [547] $20,111 86%
Umpqua Health [533] $20,111 86%
Willamette Valley Community Health [536] $20,111 86%
Yamhill County Coordinated Care Org [550] $20,111 86%
Pacificsource Community Solutions [525] $21,400 - $23,721 91%
Aetna $27,664 118%
Ageright Advantage [142] $27,664 118%
Champ Va [700] $27,664 118%
Cigna $27,664 118%
Devoted Health Inc [145] $27,664 118%
Health Market Care Assured [134] $27,664 118%
Health Net Med Adv [135] $27,664 118%
Home Health And Hospice [361] $27,664 118%
Humana $27,664 118%
Indian Health [704] $27,664 118%
Kaiser Permanente Med Adv [136] $27,664 118%
Law Enforcement [701] $27,664 118%
Medicare (plans) $27,664 - $32,091 118%
Otj Dept Of Labor Federal Emp [652] $27,664 118%
Otj Us Department Of Labor [669] $27,664 118%
Samaritan Health Plan Med Adv [141] $27,664 118%
Unicare [133] $27,664 118%
UnitedHealthcare $27,664 118%
Veterans [706] $27,664 118%
Wellcare [132] $27,664 118%
Blue Cross Blue Shield $30,431 129%
Tricare $32,047 136%
Kaiser Permanente [334] $51,179 218%
Moda [310] $55,329 235%
Providence Health Plan [347] $55,329 235%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 2500 Ne Neff Road, Bend, OR 97701
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals