MRI, lower back (no contrast)
Facility: Adventist Health Portland
Billing Code: 72148 (CPT)
- CPT Billing Code: 72148
- Insurance Median: $787
- Cash Discount Price: $1,040
- vs. Medicare Baseline: 3.23x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 323% of the Medicare baseline (a markup of 223%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Pacific Source Comm - All Plans | $202 | 83% |
| Ods - All Plans | $212 | 87% |
| Care Oregon - All Plans | $225 | 92% |
| Kaiser Mcr Adv | $265 | 109% |
| Humana | $271 - $281 | 111% |
| Moda Mcr Adv | $281 | 115% |
| UnitedHealthcare | $281 - $1,949 | 115% |
| Healthnet Mcr Adv | $305 | 125% |
| Ah Employee Health Plan - All Plans | $477 | 196% |
| Moda Conn Oebb/Syn Pebb | $530 | 217% |
| Regence Ohsu Plus | $550 | 226% |
| Moda Affinity - All Other Plans | $610 | 250% |
| Regence - All Other Plans | $611 | 251% |
| Providence Hp - All Plans | $643 | 264% |
| Kaiser - All Other Plans | $692 | 284% |
| Healthcare Resources - All Plans | $730 | 299% |
| Regence Preferred Mcr Adv | $787 | 323% |
| Moda Select | $830 | 340% |
| Moda Connexus | $939 | 385% |
| Moda Synergy | $993 | 407% |
| Regence Mcr Adv | $995 | 408% |
| Workers Comp | $1,124 | 461% |
| Bc Premera First - All Plans | $1,624 | 666% |
| Worldventure - All Plans | $1,949 | 800% |
| Cigna | $2,100 | 861% |
| First Choice - All Plans | $2,252 | 924% |
| Multiplan - All Plans | $2,437 | 1000% |
| Phcs - All Plans | $2,437 | 1000% |
| Aetna | $2,540 | 1042% |
| First Health-Coventry - All Plans | $2,599 | 1066% |
| National Provider Network - All Plans | $2,859 | 1173% |
| Health Payors Organization Ltd- All Plans | $2,924 | 1199% |
| Moda Ohsu Ppo/Epo/Hmc | $5,848 | 2399% |