CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Southern Coos Hospital & Health Center

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $84
Cash Discount Price: $98
vs. Medicare Baseline: 3.03x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Southern Coos Hospital & Health Center is $84. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $98. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 3.03x the Medicare baseline. Located in 900 11Th Street Se, Bandon, OR.

Cash / Self-Pay

$98

Average discount available for prompt cash payment at this facility.

Insurance Median

$84

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $98 (354%)

Insurance Median: $84 (303%)

Cash: $98 (354% of Medicare)

Ins. Median: $84 (303% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 303% of the Medicare baseline (a markup of 203%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Tricare	$54 - $58	195%
Advanced Health - All Plans	$59 - $63	213%
Aetna	$62 - $90	224%
Atrio Mcr Adv - Allplans	$62 - $66	224%
Confederated Tribes - All Plans	$62 - $66	224%
Moda Mcr Adv	$62 - $66	224%
Pacific Source Mcr Adv	$62 - $66	224%
Cigna	$74 - $79	267%
Healthnet - All Plans	$78 - $83	281%
Moda Health Plan - All Other Plans	$83 - $89	299%
Prov Netwrk Of America - All Plans	$84 - $90	303%
Three Rivers - All Plans	$84 - $90	303%
UnitedHealthcare	$84 - $90	303%
First Choice - All Plans	$86 - $92	310%
Blue Cross Blue Shield	$87 - $93	314%
Multiplan - All Plans	$87 - $93	314%
First Health - All Plans	$89 - $95	321%
Pacific Source - All Other Plans	$89 - $95	321%
Providence Preferred - All Plans	$89 - $95	321%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $98.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Southern Coos Hospital & Health Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.