Blood test, urea nitrogen (BUN, kidney)
Facility: St Charles Medical Center Prineville
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $12
- Cash Discount Price: $22
- vs. Medicare Baseline: 3.04x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 304% of the Medicare baseline (a markup of 204%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $3 - $15 | 76% |
| Pacificsource Community Solutions [525] | $3 - $4 | 76% |
| Tricare | $3 | 76% |
| Advanced Health [534] | $4 - $15 | 101% |
| Aetna | $4 - $38 | 101% |
| Ageright Advantage [142] | $4 | 101% |
| Allcare Health Plan [538] | $4 - $15 | 101% |
| Blue Cross Blue Shield | $4 - $14 | 101% |
| Bridgespan [342] | $4 | 101% |
| Cascade Health Alliance [532] | $4 - $15 | 101% |
| Champ Va [700] | $4 | 101% |
| Cigna | $4 - $28 | 101% |
| Columbia Pacific Coordinated Care Llc [539] | $4 - $15 | 101% |
| Covid19 Hrsa Uninsured Testing And Treatment Fund | $4 | 101% |
| Devoted Health Inc [145] | $4 | 101% |
| Health Market Care Assured [134] | $4 | 101% |
| Health Net Med Adv [135] | $4 | 101% |
| Health Share Care Oregon [526] | $4 - $15 | 101% |
| Health Share Kaiser [543] | $4 - $15 | 101% |
| Health Share Ohsu Ohp [552] | $4 - $15 | 101% |
| Health Share Providence [548] | $4 - $15 | 101% |
| Health Share [537] | $4 - $15 | 101% |
| Humana | $4 | 101% |
| Indian Health [704] | $4 | 101% |
| Intercommunity Health [530] | $4 - $15 | 101% |
| Jackson Care Connect [542] | $4 - $15 | 101% |
| Kaiser Permanente Med Adv [136] | $4 | 101% |
| Law Enforcement [701] | $4 - $22 | 101% |
| Medicare (plans) | $4 - $5 | 101% |
| Primary Health Of Jospehine County Llc [547] | $4 - $15 | 101% |
| Samaritan Health Plan Med Adv [141] | $4 | 101% |
| Umpqua Health [533] | $4 - $15 | 101% |
| Unicare [133] | $4 | 101% |
| UnitedHealthcare | $4 - $40 | 101% |
| Veterans [706] | $4 | 101% |
| Wellcare [132] | $4 | 101% |
| Willamette Valley Community Health [536] | $4 - $15 | 101% |
| Yamhill County Coordinated Care Org [550] | $4 - $15 | 101% |
| Otj Dept Of Labor Federal Emp [652] | $5 | 127% |
| Otj Us Department Of Labor [669] | $5 | 127% |
| Pacificsource [345] | $5 - $24 | 127% |
| Kaiser Permanente [334] | $7 - $38 | 177% |
| Us Benefits [326] | $7 - $28 | 177% |
| Moda [310] | $8 - $38 | 203% |
| Providence Health Plan [347] | $8 - $38 | 203% |
| First Choice Health [317] | $10 - $38 | 253% |
| Meritain Health [300] | $10 - $38 | 253% |
| Rocky Mountain Administrators [405] | $10 - $35 | 253% |
| Rx Internal [4100003] | $10 - $36 | 253% |
| Samaritan [376] | $10 - $38 | 253% |
| Health Net [340] | $11 - $41 | 278% |
| Administrative Concepts Inc [402] | $12 - $43 | 304% |
| Auto Allstate Insurance [602] | $12 - $44 | 304% |
| Auto American Family Insurance [603] | $12 - $44 | 304% |
| Auto Country Insurance Claims [604] | $12 - $44 | 304% |
| Auto Dairyland Insurance [617] | $12 - $44 | 304% |
| Auto Farmers [605] | $12 - $44 | 304% |
| Auto Geico Claims Oregon [606] | $12 - $44 | 304% |
| Auto Hartford [612] | $12 - $44 | 304% |
| Auto Liberty Mutual Auto Ins [613] | $12 - $44 | 304% |
| Auto Mutual Of Enumclaw [610] | $12 - $44 | 304% |
| Auto Nationwide Allied Insuranc [601] | $12 - $44 | 304% |
| Auto Oregon Mutual [614] | $12 - $44 | 304% |
| Auto Progressive [608] | $12 - $44 | 304% |
| Auto Safeco Concentra [600] | $12 - $44 | 304% |
| Auto State Farm Claims [609] | $12 - $44 | 304% |
| Auto Sublimity Insurance [616] | $12 - $44 | 304% |
| Auto Travelers Insurance [615] | $12 - $44 | 304% |
| Auto Usaa [611] | $12 - $44 | 304% |
| First Health [339] | $12 - $43 | 304% |
| Generic Auto [649] | $12 - $44 | 304% |
| Generic Workers Comp [699] | $12 - $44 | 304% |
| Manhattan Life Insurance Company [379] | $12 - $43 | 304% |
| Otj Broadspire Services [670] | $12 - $44 | 304% |
| Otj Ccmsi [618] | $12 - $44 | 304% |
| Otj Chartis Claims [650] | $12 - $44 | 304% |
| Otj City County Ins Services [662] | $12 - $44 | 304% |
| Otj Corvel [676] | $12 - $44 | 304% |
| Otj Esis West Wc Claims [653] | $12 - $44 | 304% |
| Otj Gallagher Bassett [654] | $12 - $44 | 304% |
| Otj Hartford [655] | $12 - $44 | 304% |
| Otj Intermountain Claims Inc [666] | $12 - $44 | 304% |
| Otj Liberty Mutual Wausau Underwriters [671] | $12 - $44 | 304% |
| Otj Penser No American [663] | $12 - $44 | 304% |
| Otj Pinnacle Risk Mgmt [661] | $12 - $44 | 304% |
| Otj Saif [667] | $12 - $44 | 304% |
| Otj Sedgwick Cms [660] | $12 - $44 | 304% |
| Otj Sedgwick [668] | $12 - $44 | 304% |
| Otj Travelers Insurance [672] | $12 - $44 | 304% |
| Otj Tristar [673] | $12 - $44 | 304% |
| Philadelphia American Life Insurance Company [395] | $12 - $43 | 304% |
| Planned Administrators Inc [375] | $12 - $43 | 304% |
| Asuris Northwest Health [202] | $14 | 354% |
| Healthcare Management Admin [201] | $14 | 354% |
| Regence Group Administrators [203] | $14 | 354% |