CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Adventist Health Tillamook

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80048
Insurance Median: $58
Cash Discount Price: $41
vs. Medicare Baseline: 6.86x Medicare

The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Adventist Health Tillamook is $58. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $41. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 6.86x the Medicare baseline. Located in 1000 Third Street, Tillamook, OR.

Cash / Self-Pay

$41

Average discount available for prompt cash payment at this facility.

Insurance Median

$58

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)

Cash / Self-Pay: $41 (485%)

Insurance Median: $58 (686%)

Cash: $41 (485% of Medicare)

Ins. Median: $58 (686% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 686% of the Medicare baseline (a markup of 586%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$18 - $106	213%
Medicare (plans)	$18 - $57	213%
Moda Health Plan - All Plans	$18 - $57	213%
Hvhs Mcare - All Plans	$19 - $58	225%
Sterling Life - All Plans	$19 - $60	225%
Aetna	$20 - $113	236%
Devoted Health	$20 - $62	236%
Lifewise - All Plans	$35 - $110	414%
Ah Employee Health Plan - All Plans	$37 - $115	437%
Cigna	$37 - $116	437%
First Choice Health- All Plans	$37 - $115	437%
Health Net - All Plans	$37 - $115	437%
Pacificsource - All Plans	$37 - $117	437%
Phcs Preferred - All Plans	$37 - $116	437%
UnitedHealthcare	$37 - $116	437%
Ods Health Plan - All Other Plans	$38 - $118	449%
Providence Preferred - All Plans	$38 - $120	449%
Workers Comp	$39 - $122	461%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $41.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80048.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Tillamook is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80048.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.