CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Adventist Health Tillamook

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $401
Cash Discount Price: $447
vs. Medicare Baseline: 0.42x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Adventist Health Tillamook is $401. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $447. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 0.42x the Medicare baseline. Located in 1000 Third Street, Tillamook, OR.

Cash / Self-Pay

$447

Average discount available for prompt cash payment at this facility.

Insurance Median

$401

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $447 (47%)

Insurance Median: $401 (42%)

Cash: $447 (47% of Medicare)

Ins. Median: $401 (42% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$160 - $337	17%
Moda Health Plan - All Plans	$164	17%
Sterling Life - All Plans	$167	18%
Medicare (plans)	$168	18%
Devoted Health	$173	18%
Blue Cross Blue Shield	$184 - $719	19%
Hvhs Mcare - All Plans	$194	20%
UnitedHealthcare	$340	36%
Ods Health Plan - All Other Plans	$401	42%
Pacificsource - All Plans	$415	44%
Lifewise - All Plans	$746	79%
Ah Employee Health Plan - All Plans	$777	82%
First Choice Health- All Plans	$777	82%
Health Net - All Plans	$777	82%
Providence Preferred - All Plans	$810	85%
Workers Comp	$827	87%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $447.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Tillamook is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.