CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Adventist Health Tillamook

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $135
Cash Discount Price: $78
vs. Medicare Baseline: 4.87x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Adventist Health Tillamook is $135. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $78. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 4.87x the Medicare baseline. Located in 1000 Third Street, Tillamook, OR.

Cash / Self-Pay

$78

Average discount available for prompt cash payment at this facility.

Insurance Median

$135

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $78 (281%)

Insurance Median: $135 (487%)

Cash: $78 (281% of Medicare)

Ins. Median: $135 (487% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 487% of the Medicare baseline (a markup of 387%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$68 - $126	245%
Medicare (plans)	$68	245%
Moda Health Plan - All Plans	$68	245%
Hvhs Mcare - All Plans	$69	249%
Sterling Life - All Plans	$71	256%
Devoted Health	$74	267%
Aetna	$76 - $135	274%
Lifewise - All Plans	$131	473%
Ah Employee Health Plan - All Plans	$136	491%
First Choice Health- All Plans	$136	491%
Health Net - All Plans	$136	491%
Cigna	$138	498%
Phcs Preferred - All Plans	$138	498%
UnitedHealthcare	$138	498%
Pacificsource - All Plans	$139	501%
Ods Health Plan - All Other Plans	$141	509%
Providence Preferred - All Plans	$142	512%
Workers Comp	$145	523%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $78.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Tillamook is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.