CMS Price Transparency Data

Blood test, urea nitrogen (BUN, kidney)

Facility: Curry General Hospital

Billing Code: 84520 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84520
Insurance Median: $63
Cash Discount Price: $66
vs. Medicare Baseline: 15.95x Medicare

The contracted insurance negotiated median rate for a Blood test, urea nitrogen (BUN, kidney) at Curry General Hospital is $63. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $66. Compared to the federal Medicare reimbursement reference rate of $3.95, this hospital’s rate is 15.95x the Medicare baseline. Located in 94220 Fourth Street, Gold Beach, OR.

Cash / Self-Pay

$66

Average discount available for prompt cash payment at this facility.

Insurance Median

$63

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.95 (100%)

Cash / Self-Pay: $66 (1671%)

Insurance Median: $63 (1595%)

Cash: $66 (1671% of Medicare)

Ins. Median: $63 (1595% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1595% of the Medicare baseline (a markup of 1495%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$3 - $42	76%
Partnership Health Plan Of Calif Mdcd Hmo [2008]	$4	101%
Blue Cross Blue Shield	$5 - $66	127%
Tricare	$21	532%
Covid19 Hrsa Uninsured Testing And Treatment Fund [2271]	$29	734%
Medicare (plans)	$29 - $43	734%
Department Of Corrections [1051]	$43	1089%
Coordinated Care Commercial [1649]	$56	1418%
Pacificsource [1148]	$56	1418%
Moda [512]	$57 - $59	1443%
Multiplan [1131]	$60	1519%
Asuris [1258]	$63	1595%
First Choice Health Admin [1294]	$63	1595%
First Choice [528]	$63	1595%
Operating Engineers [1144]	$63	1595%
Regence [1351]	$63 - $66	1595%
Cigna	$65 - $66	1646%
Coventry First Health Managed Care [1774]	$65	1646%
Coventry Health [1046]	$65	1646%
Providence Health Plan Plm Alt [1692]	$65	1646%
Providence Health Plan [567]	$65	1646%
Aetna	$66	1671%
Employee Bene Admin Mgmt [525]	$66	1671%
Geha [531]	$66	1671%
Mailhandlers Benefit Pln [547]	$66	1671%
Meritain [550]	$66	1671%
Nw Sheet Metal Workers [597]	$66	1671%
Trustmark [524]	$66	1671%
UnitedHealthcare	$66	1671%
Zenith Administrators [586]	$66	1671%
Allcare Alt [2598]	$300	7595%
Allcare [1695]	$300	7595%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $66.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84520.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Curry General Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84520.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.