CMS Price Transparency Data
Family therapy session
Facility: St Charles Madras
Billing Code: 90847 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 90847
- Insurance Median: $481
- Cash Discount Price: $551
- vs. Medicare Baseline: 2.65x Medicare
The contracted insurance negotiated median rate for a Family therapy session at St Charles Madras is $481. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $551. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 2.65x the Medicare baseline. Located in 470 Ne A Street, Madras, OR.
Cash / Self-Pay
$551
Average discount available for prompt cash payment at this facility.
Insurance Median
$481
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$181.34
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $181.34 (100%)
Cash / Self-Pay: $551 (304%)
Insurance Median: $481 (265%)
Cash: $551 (304% of Medicare)
Ins. Median: $481 (265% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 265% of the Medicare baseline (a markup of 165%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Input your details and click calculate to compare out-of-pocket costs.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Aetna | $132 - $719 | 73% |
| Ageright Advantage [142] | $132 - $198 | 73% |
| Champ Va [700] | $132 - $198 | 73% |
| Cigna | $132 - $520 | 73% |
| Covid19 Hrsa Uninsured Testing And Treatment Fund | $132 - $198 | 73% |
| Devoted Health Inc [145] | $132 - $198 | 73% |
| Health Market Care Assured [134] | $132 - $198 | 73% |
| Health Net Med Adv [135] | $132 - $198 | 73% |
| Humana | $132 - $198 | 73% |
| Indian Health [704] | $132 - $198 | 73% |
| Kaiser Permanente Med Adv [136] | $132 - $198 | 73% |
| Law Enforcement [701] | $132 - $410 | 73% |
| Medicare (plans) | $132 - $230 | 73% |
| Samaritan Health Plan Med Adv [141] | $132 - $198 | 73% |
| Unicare [133] | $132 - $198 | 73% |
| UnitedHealthcare | $132 - $198 | 73% |
| Veterans [706] | $132 - $198 | 73% |
| Wellcare [132] | $132 - $198 | 73% |
| Blue Cross Blue Shield | $145 - $522 | 80% |
| Tricare | $172 - $258 | 95% |
| Pacificsource [345] | $220 - $452 | 121% |
| Advanced Health [534] | $226 - $339 | 125% |
| Allcare Health Plan [538] | $226 - $339 | 125% |
| Cascade Health Alliance [532] | $226 - $339 | 125% |
| Columbia Pacific Coordinated Care Llc [539] | $226 - $339 | 125% |
| Health Share Care Oregon [526] | $226 - $339 | 125% |
| Health Share Kaiser [543] | $226 - $339 | 125% |
| Health Share Ohsu Ohp [552] | $226 - $339 | 125% |
| Health Share Providence [548] | $226 - $339 | 125% |
| Health Share [537] | $226 - $339 | 125% |
| Intercommunity Health [530] | $226 - $339 | 125% |
| Jackson Care Connect [542] | $226 - $339 | 125% |
| Medicaid / KanCare | $226 - $339 | 125% |
| Primary Health Of Jospehine County Llc [547] | $226 - $339 | 125% |
| Umpqua Health [533] | $226 - $339 | 125% |
| Willamette Valley Community Health [536] | $226 - $339 | 125% |
| Yamhill County Coordinated Care Org [550] | $226 - $339 | 125% |
| Us Benefits [326] | $347 - $520 | 191% |
| Providence Health Plan [347] | $386 - $723 | 213% |
| Rocky Mountain Administrators [405] | $441 - $661 | 243% |
| Bridgespan [342] | $443 | 244% |
| Rx Internal [4100003] | $450 - $675 | 248% |
| Moda [310] | $474 - $710 | 261% |
| First Choice Health [317] | $477 - $715 | 263% |
| Kaiser Permanente [334] | $477 - $715 | 263% |
| Samaritan [376] | $477 - $715 | 263% |
| Meritain Health [300] | $479 - $719 | 264% |
| Health Net [340] | $518 - $777 | 286% |
| Asuris Northwest Health [202] | $522 | 288% |
| Healthcare Management Admin [201] | $522 | 288% |
| Regence Group Administrators [203] | $522 | 288% |
| Administrative Concepts Inc [402] | $540 - $810 | 298% |
| First Health [339] | $540 - $810 | 298% |
| Manhattan Life Insurance Company [379] | $540 - $810 | 298% |
| Philadelphia American Life Insurance Company [395] | $540 - $810 | 298% |
| Planned Administrators Inc [375] | $540 - $810 | 298% |
| Auto Allstate Insurance [602] | $551 - $826 | 304% |
| Auto American Family Insurance [603] | $551 - $826 | 304% |
| Auto Country Insurance Claims [604] | $551 - $826 | 304% |
| Auto Dairyland Insurance [617] | $551 - $826 | 304% |
| Auto Farmers [605] | $551 - $826 | 304% |
| Auto Geico Claims Oregon [606] | $551 - $826 | 304% |
| Auto Hartford [612] | $551 - $826 | 304% |
| Auto Liberty Mutual Auto Ins [613] | $551 - $826 | 304% |
| Auto Mutual Of Enumclaw [610] | $551 - $826 | 304% |
| Auto Nationwide Allied Insuranc [601] | $551 - $826 | 304% |
| Auto Oregon Mutual [614] | $551 - $826 | 304% |
| Auto Progressive [608] | $551 - $826 | 304% |
| Auto Safeco Concentra [600] | $551 - $826 | 304% |
| Auto State Farm Claims [609] | $551 - $826 | 304% |
| Auto Sublimity Insurance [616] | $551 - $826 | 304% |
| Auto Travelers Insurance [615] | $551 - $826 | 304% |
| Auto Usaa [611] | $551 - $826 | 304% |
| Generic Auto [649] | $551 - $826 | 304% |
| Generic Workers Comp [699] | $551 - $826 | 304% |
| Otj Broadspire Services [670] | $551 - $826 | 304% |
| Otj Ccmsi [618] | $551 - $826 | 304% |
| Otj Chartis Claims [650] | $551 - $826 | 304% |
| Otj City County Ins Services [662] | $551 - $826 | 304% |
| Otj Corvel [676] | $551 - $826 | 304% |
| Otj Esis West Wc Claims [653] | $551 - $826 | 304% |
| Otj Gallagher Bassett [654] | $551 - $826 | 304% |
| Otj Hartford [655] | $551 - $826 | 304% |
| Otj Intermountain Claims Inc [666] | $551 - $826 | 304% |
| Otj Liberty Mutual Wausau Underwriters [671] | $551 - $826 | 304% |
| Otj Penser No American [663] | $551 - $826 | 304% |
| Otj Pinnacle Risk Mgmt [661] | $551 - $826 | 304% |
| Otj Saif [667] | $551 - $826 | 304% |
| Otj Sedgwick Cms [660] | $551 - $826 | 304% |
| Otj Sedgwick [668] | $551 - $826 | 304% |
| Otj Travelers Insurance [672] | $551 - $826 | 304% |
| Otj Tristar [673] | $551 - $826 | 304% |