CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Geisinger-Community Medical Center

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 470
Insurance Median: $32,494
Cash Discount Price: $83,927
vs. Medicare Baseline: 2.31x Medicare

The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Geisinger-Community Medical Center is $32,494. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $83,927. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 2.31x the Medicare baseline. Located in 1822 Mulberry Street, Scranton, PA.

Cash / Self-Pay

$83,927

Average discount available for prompt cash payment at this facility.

Insurance Median

$32,494

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)

Cash / Self-Pay: $83,927 (598%)

Insurance Median: $32,494 (231%)

Cash: $83,927 (598% of Medicare)

Ins. Median: $32,494 (231% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 231% of the Medicare baseline (a markup of 131%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Geisinger Health Plan	$11,556 - $26,504	82%
Medicare (plans)	$11,556	82%
Humana	$11,787	84%
Aetna	$12,133 - $79,866	86%
Blue Cross Blue Shield	$13,355 - $44,429	95%
Cigna	$18,029	128%
Ambetter / Centene	$27,156	193%
UnitedHealthcare	$42,516	303%
Christian Healthcare Ministries	$67,683	482%
Healthnet	$79,324	565%
Universal Managed Care	$87,988	627%
Intergroup Services	$108,292 - $121,829	771%
Multiplan	$115,061	819%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $83,927.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Geisinger-Community Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.