CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Saint Vincent Hospital

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $262
Cash Discount Price: $92
vs. Medicare Baseline: 0.28x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Saint Vincent Hospital is $262. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $92. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 0.28x the Medicare baseline. Located in 232 West 25Th Street, Erie, PA.

Cash / Self-Pay

$92

Average discount available for prompt cash payment at this facility.

Insurance Median

$262

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $92 (10%)

Insurance Median: $262 (28%)

Cash: $92 (10% of Medicare)

Ins. Median: $262 (28% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Univera	$74 - $265	8%
Highmark	$80 - $1,447	8%
Life Pittsburgh	$86 - $992	9%
Medicare (plans)	$91 - $1,022	10%
American Health Plans	$94 - $992	10%
Amerihealth	$190 - $1,042	20%
Aetna	$199 - $2,020	21%
University Of Pittsburgh Medical Center	$208 - $1,559	22%
Pennsylvania Health And Wellness	$238 - $664	25%
Highmark Wholecare	$249 - $1,051	26%
Geisinger	$262 - $709	28%
UnitedHealthcare	$262 - $26,792	28%
Jefferson Health Plans	$276 - $678	29%
Cigna	$290 - $2,116	31%
Martin'S Point	$992	104%
Blue Cross Blue Shield	$1,042 - $1,563	110%
Humana	$1,051	111%
Molina	$1,081	114%
Medical Mutual	$2,116	223%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $92.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saint Vincent Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.