CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Saint Vincent Hospital

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $98
Cash Discount Price: $777
vs. Medicare Baseline: 0.72x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Saint Vincent Hospital is $98. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $777. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 0.72x the Medicare baseline. Located in 232 West 25Th Street, Erie, PA.

Cash / Self-Pay

$777

Average discount available for prompt cash payment at this facility.

Insurance Median

$98

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $777 (573%)

Insurance Median: $98 (72%)

Cash: $777 (573% of Medicare)

Ins. Median: $98 (72% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$21 - $150	15%
Amerihealth	$57 - $90	42%
Carelon	$57 - $154	42%
Aetna	$60	44%
University Of Pittsburgh Medical Center	$63 - $125	46%
Pennsylvania Health And Wellness	$72 - $82	53%
Highmark Wholecare	$75	55%
Geisinger	$79 - $87	58%
Univera	$82 - $109	60%
Jefferson Health Plans	$83	61%
Highmark	$84 - $103	62%
Life Pittsburgh	$91	67%
Community Care Behavorial Health Healthchoices	$92 - $262	68%
Community Care Behavorial Health University Of Pittsburgh Medical Center	$92 - $262	68%
Medicare (plans)	$96	71%
American Health Plans	$100	74%
Cigna	$155	114%
Martin'S Point	$272	201%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $777.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saint Vincent Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.