CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Temple University Hospital

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $1,173
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.23x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Temple University Hospital is $1,173. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.23x the Medicare baseline. Located in 3401 North Broad Street, Philadelphia, PA.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,173

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Insurance Median: $1,173 (123%)

Ins. Median: $1,173 (123% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth Caritas	$253	27%
Pennsylvania Health And Wellness	$403 - $2,834	42%
Upmc Health Plan	$614 - $1,046	65%
Blue Cross Blue Shield	$630 - $4,889	66%
Humana	$977	103%
UnitedHealthcare	$977 - $6,368	103%
Health Partners Plans	$997 - $1,670	105%
Innovage	$997	105%
Aetna	$1,007 - $2,605	106%
Cigna	$1,026 - $1,289	108%
Keystone First	$1,026 - $2,634	108%
Clover Health	$1,036	109%
Geisinger	$1,075 - $3,750	113%
Elder Health	$1,173	123%
Gateway Health Plan	$1,222	129%
Wtc Health Program	$1,222	129%
Naphcare	$1,466	154%
Oscar Health	$1,466	154%
Prime Health Services	$1,556	164%
Occunet	$1,613	170%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Temple University Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.