CMS Price Transparency Data

CT scan, abdomen and pelvis (no contrast)

Facility: UPMC Mercy

Billing Code: 74176 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 74176
Insurance Median: $2,608
Cash Discount Price: $4,117
vs. Medicare Baseline: 10.70x Medicare

The contracted insurance negotiated median rate for a CT scan, abdomen and pelvis (no contrast) at UPMC Mercy is $2,608. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,117. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 10.70x the Medicare baseline. Located in 1400 Locust Street, Pittsburgh, PA.

Cash / Self-Pay

$4,117

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,608

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $4,117 (1689%)

Insurance Median: $2,608 (1070%)

Cash: $4,117 (1689% of Medicare)

Ins. Median: $2,608 (1070% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1070% of the Medicare baseline (a markup of 970%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Upmc Health Plan	$185 - $2,683	76%
UnitedHealthcare	$194	80%
Aetna	$242 - $2,745	99%
Amerihealth Caritas	$249 - $266	102%
Highmark Wholecare (Prev Gateway)	$249 - $250	102%
Pa Health & Wellness	$249 - $287	102%
Upmc Work Partners	$355	146%
Blue Cross Blue Shield	$474 - $2,699	194%
Bravo	$1,716	704%
Cigna	$2,333 - $4,117	957%
Coventry/First Health	$3,019	1238%
Intergroup	$3,431 - $5,490	1407%
Private Health Care Systems	$5,146	2111%
American Healthcare Group	$5,490	2252%
National Provider Network	$5,627	2308%
Health Payors Organization	$6,176	2534%
Multiplan	$6,176	2534%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,117.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 74176.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Mercy is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 74176.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.