CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Schuylkill Medical Center - South Jackson Street

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $1,065
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.21x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Schuylkill Medical Center - South Jackson Street is $1,065. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 1.21x the Medicare baseline. Located in 420 South Jackson Street, Pottsville, PA.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,065

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Insurance Median: $1,065 (121%)

Ins. Median: $1,065 (121% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$395 - $5,573	45%
Amerihealth Caritas	$399	45%
UnitedHealthcare	$409 - $1,045	47%
Geisinger	$412 - $2,445	47%
Highmark Wholecare/Gateway	$440	50%
Jefferson Health Partners	$468 - $2,010	53%
Pa Health & Wellness	$468	53%
Upmc	$570 - $4,894	65%
Blue Cross Blue Shield	$1,005	115%
Highmark Blue Shield	$1,025 - $3,177	117%
Amerihealth	$1,035	118%
Cigna	$1,035	118%
Devoted Health	$1,065	121%
Humana	$1,065	121%
Gateway	$1,075	123%
Emblem	$1,085 - $4,482	124%
Pa Health & Wellness (Allwell)	$1,105	126%
Ambetter / Centene	$3,048	347%
Valley Preferred	$5,860	668%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Schuylkill Medical Center - South Jackson Street is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.