CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: UPMC Somerset

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97112
Insurance Median: $64
Cash Discount Price: $78
vs. Medicare Baseline: 1.96x Medicare

The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at UPMC Somerset is $64. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $78. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 1.96x the Medicare baseline. Located in 225 South Center Avenue, Somerset, PA.

Cash / Self-Pay

$78

Average discount available for prompt cash payment at this facility.

Insurance Median

$64

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)

Cash / Self-Pay: $78 (238%)

Insurance Median: $64 (196%)

Cash: $78 (238% of Medicare)

Ins. Median: $64 (196% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Upmc Health Plan	$18 - $68	55%
Amerihealth Caritas	$19	58%
UnitedHealthcare	$19 - $69	58%
Highmark Wholecare (Prev Gateway)	$21 - $80	64%
Geisinger	$23 - $63	70%
Blue Cross Blue Shield	$25	76%
Aetna	$40 - $64	122%
Upmc Work Partners	$41	125%
Premier Comp Solutions	$48	147%
Multiplan	$50 - $104	153%
Galaxy Health Plan	$64 - $104	196%
Humana	$74 - $120	226%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $78.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97112.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Somerset is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97112.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.