CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: Reading Hospital

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $70
Cash Discount Price: $139
vs. Medicare Baseline: 0.74x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at Reading Hospital is $70. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $139. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 0.74x the Medicare baseline. Located in 420 S 5Th Avenue, West Reading, PA.

Cash / Self-Pay

$139

Average discount available for prompt cash payment at this facility.

Insurance Median

$70

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $139 (146%)

Insurance Median: $70 (74%)

Cash: $139 (146% of Medicare)

Ins. Median: $70 (74% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Geisinger	$32 - $141	34%
UnitedHealthcare	$42 - $180	44%
Humana	$48 - $58	50%
Aetna	$51 - $162	54%
Blue Cross Blue Shield	$55 - $143	58%
Amerihealth Caritas	$56	59%
Highmark	$56 - $70	59%
Magellan	$56	59%
Upmc	$56 - $120	59%
Devoted Health	$58	61%
Health America	$58	61%
Health Partners	$59 - $108	62%
Pa Health & Wellness	$59 - $90	62%
Gateway	$60 - $108	63%
Quest Behavioral Health	$71	75%
Lehigh Valley Health Network	$76 - $122	80%
United Behavioral Health	$82	86%
Pma	$89	93%
Cigna	$94 - $148	99%
First Health	$102 - $171	107%
Berkshire	$166	174%
Blue Ridge	$211	222%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $139.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Reading Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.