CMS Price Transparency Data

Blood test, calcium

Facility: UPMC Williamsport

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82310
Insurance Median: $29
Cash Discount Price: $40
vs. Medicare Baseline: 5.62x Medicare

The contracted insurance negotiated median rate for a Blood test, calcium at UPMC Williamsport is $29. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $40. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 5.62x the Medicare baseline. Located in 700 High Street, Williamsport, PA.

Cash / Self-Pay

$40

Average discount available for prompt cash payment at this facility.

Insurance Median

$29

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)

Cash / Self-Pay: $40 (775%)

Insurance Median: $29 (562%)

Cash: $40 (775% of Medicare)

Ins. Median: $29 (562% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 562% of the Medicare baseline (a markup of 462%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$5 - $44	97%
Amerihealth Caritas	$5 - $8	97%
Blue Cross Blue Shield	$5 - $31	97%
Geisinger	$5 - $44	97%
Three Rivers Provider Network	$5 - $59	97%
Upmc Health Plan	$5 - $29	97%
Upmc Work Partners	$5	97%
Highmark Wholecare (Prev Gateway)	$6 - $10	116%
Multiplan	$6 - $51	116%
Pa Health & Wellness	$6 - $12	116%
UnitedHealthcare	$6 - $45	116%
Coventry/First Health	$25 - $44	484%
Cigna	$34 - $45	659%
Wirerope Works	$37	717%
America'S Choice	$53	1027%
Intergroup	$53	1027%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $40.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82310.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Williamsport is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82310.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.