CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: UPMC Williamsport

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $93
Cash Discount Price: $103
vs. Medicare Baseline: 2.76x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at UPMC Williamsport is $93. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $103. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 2.76x the Medicare baseline. Located in 700 High Street, Williamsport, PA.

Cash / Self-Pay

$103

Average discount available for prompt cash payment at this facility.

Insurance Median

$93

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $103 (305%)

Insurance Median: $93 (276%)

Cash: $103 (305% of Medicare)

Ins. Median: $93 (276% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 276% of the Medicare baseline (a markup of 176%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Geisinger	$18 - $115	53%
Upmc Health Plan	$18 - $75	53%
Amerihealth Caritas	$19	56%
UnitedHealthcare	$21 - $118	62%
Highmark Wholecare (Prev Gateway)	$24	71%
Pa Health & Wellness	$29	86%
Aetna	$46 - $114	136%
Upmc Work Partners	$60	178%
Blue Cross Blue Shield	$68 - $81	202%
Three Rivers Provider Network	$73 - $155	216%
Multiplan	$76 - $134	225%
Coventry/First Health	$86 - $116	255%
Wirerope Works	$96	285%
Cigna	$118	350%
America'S Choice	$138	409%
Intergroup	$138	409%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $103.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Williamsport is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.