CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Wellspan York Hospital

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $124
Cash Discount Price: $118
vs. Medicare Baseline: 4.47x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Wellspan York Hospital is $124. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $118. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 4.47x the Medicare baseline. Located in 1001 South George Street, York, PA.

Cash / Self-Pay

$118

Average discount available for prompt cash payment at this facility.

Insurance Median

$124

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $118 (426%)

Insurance Median: $124 (447%)

Cash: $118 (426% of Medicare)

Ins. Median: $124 (447% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 447% of the Medicare baseline (a markup of 347%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Johns_Hopkins_Healthcare_Plan	$26 - $141	94%
Medicare (plans)	$26 - $28	94%
Aetna	$27 - $135	97%
Highmark	$39 - $162	141%
Medicaid / KanCare	$44 - $57	159%
Blue_Cross	$82 - $133	296%
First_Health_Network	$128 - $135	462%
Cigna	$132 - $134	476%
Phc	$133	480%
Wellspan_Capital_Blue_Cross	$136	491%
United_Healthcare	$139	501%
Geisinger	$141	509%
Upmc	$141	509%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $118.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Wellspan York Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.