CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Geisinger-Lewistown Hospital

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80048
Insurance Median: $107
Cash Discount Price: $162
vs. Medicare Baseline: 12.65x Medicare

The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Geisinger-Lewistown Hospital is $107. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $162. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 12.65x the Medicare baseline. Located in 400 Highland Avenue, Lewistown, PA.

Cash / Self-Pay

$162

Average discount available for prompt cash payment at this facility.

Insurance Median

$107

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)

Cash / Self-Pay: $162 (1915%)

Insurance Median: $107 (1265%)

Cash: $162 (1915% of Medicare)

Ins. Median: $107 (1265% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1265% of the Medicare baseline (a markup of 1165%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$8 - $142	95%
Geisinger Health Plan	$8 - $40	95%
Medicare (plans)	$8	95%
Upmc Health Plan	$8 - $11,890	95%
Advantra	$9	106%
Humana	$9	106%
Medicaid / KanCare	$9	106%
Amerihealth	$10	118%
Geisinger Family Plan	$10	118%
Health Partners	$11	130%
Upmc Chip	$12	142%
Ambetter / Centene	$20	236%
Aetna	$107 - $127	1265%
Cigna	$113 - $138	1336%
UnitedHealthcare	$116	1371%
Christian Healthcare Ministries	$131	1548%
Christian Health Aid	$210	2482%
Three Rivers Provider Network Inc.	$210	2482%
Multiplan	$223	2636%
Healthsmart Payors Organization	$236	2790%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $162.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80048.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Geisinger-Lewistown Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80048.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.