CMS Price Transparency Data

Blood test, complete blood count (CBC)

Facility: St Lukes Hospital

Billing Code: 85025 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85025
Insurance Median: $10
Cash Discount Price: $156
vs. Medicare Baseline: 1.29x Medicare

The contracted insurance negotiated median rate for a Blood test, complete blood count (CBC) at St Lukes Hospital is $10. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $156. Compared to the federal Medicare reimbursement reference rate of $7.77, this hospital’s rate is 1.29x the Medicare baseline. Located in 801 Ostrum Street, Bethlehem, PA.

Cash / Self-Pay

$156

Average discount available for prompt cash payment at this facility.

Insurance Median

$10

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$7.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $7.77 (100%)

Cash / Self-Pay: $156 (2008%)

Insurance Median: $10 (129%)

Cash: $156 (2008% of Medicare)

Ins. Median: $10 (129% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $7.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Keystone First	$6	77%
Amerihealth Caritas	$7	90%
Geisinger	$7 - $53	90%
Highmark Wholecare	$7	90%
Upmc Health Plan	$7 - $52	90%
Aetna	$8 - $31	103%
Blue Cross Blue Shield	$8 - $60	103%
Highmark	$8 - $25	103%
Humana	$8	103%
UnitedHealthcare	$8 - $27	103%
Jefferson Health Plan	$9	116%
Oscar	$49	631%
Cigna	$51	656%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $156.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85025.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Lukes Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85025.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.