CMS Price Transparency Data

X-ray, lower back

Facility: St Lukes Hospital

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $123
Cash Discount Price: $1,457
vs. Medicare Baseline: 1.15x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at St Lukes Hospital is $123. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,457. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.15x the Medicare baseline. Located in 801 Ostrum Street, Bethlehem, PA.

Cash / Self-Pay

$1,457

Average discount available for prompt cash payment at this facility.

Insurance Median

$123

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,457 (1364%)

Insurance Median: $123 (115%)

Cash: $1,457 (1364% of Medicare)

Ins. Median: $123 (115% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Keystone First	$37	35%
Geisinger	$43 - $494	40%
Amerihealth Caritas	$44	41%
Highmark Wholecare	$44	41%
Upmc Health Plan	$44 - $481	41%
Jefferson Health Plan	$53	50%
Blue Cross Blue Shield	$109 - $265	102%
Highmark	$109 - $353	102%
Aetna	$111 - $612	104%
Humana	$113	106%
UnitedHealthcare	$118 - $507	110%
Oscar	$455	426%
Cigna	$480	449%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,457.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Lukes Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.