CMS Price Transparency Data

Hepatitis C antibody test

Facility: UPMC Hamot

Billing Code: 86803 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86803
Insurance Median: $43
Cash Discount Price: $138
vs. Medicare Baseline: 3.01x Medicare

The contracted insurance negotiated median rate for a Hepatitis C antibody test at UPMC Hamot is $43. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $138. Compared to the federal Medicare reimbursement reference rate of $14.27, this hospital’s rate is 3.01x the Medicare baseline. Located in 201 State Street, Erie, PA.

Cash / Self-Pay

$138

Average discount available for prompt cash payment at this facility.

Insurance Median

$43

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14.27 (100%)

Cash / Self-Pay: $138 (967%)

Insurance Median: $43 (301%)

Cash: $138 (967% of Medicare)

Ins. Median: $43 (301% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 301% of the Medicare baseline (a markup of 201%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Fidelis	$14	98%
Upmc Work Partners	$14	98%
Aetna	$15 - $161	105%
Amerihealth Caritas	$15 - $30	105%
Blue Cross Blue Shield	$15 - $177	105%
Cigna	$15 - $92	105%
Highmark Wholecare (Prev Gateway)	$15 - $28	105%
Independent Health	$15	105%
Pa Health & Wellness	$15 - $32	105%
UnitedHealthcare	$15 - $22	105%
Upmc Health Plan	$15 - $49	105%
Wellcare	$15	105%
Health Partners Plans (Jefferson Health Plan)	$19	133%
Geisinger	$26	182%
Univera	$34 - $101	238%
Intergroup	$150 - $184	1051%
Multiplan	$161 - $184	1128%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $138.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86803.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Hamot is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86803.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.