CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Penn State Health St. Joseph

Billing Code: 95810 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$773

about 0.9× the $877 Medicare rate · typically $286–$1,119

modeled estimate · not a bill or quote

What this hospital charges insurers

$873

About the fair price

about $100 over the fair price · 1.0× Medicare

Medicare pays $877 Fair price $773 This hospital $873 Cash price $1,720 Hospital's list price $6,613

How we calculate the fair BaseRate →

How this hospital compares to other PA hospitals

Highest price of the 9 PA hospitals we have prices for — worth calling around.

Cheapest $270 Priciest $873

Black dot = this hospital, among the 9 PA hospitals with a price for this procedure. Full list below.

A fair price for a Sleep study (overnight, in lab) is about $773 (about 0.9× the $877 Medicare rate). Penn State Health St. Joseph charges insurers about $873, or about $1,720 in cash — about the fair price. Located in Reading, PA.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$873 - $4,477	100%
Blue Cross Blue Shieldmajor	$742 - $4,747	85%
Aetnamajor	$882 - $3,378	101%
Cignamajor	$4,057	462%
Humanamajor	$882	101%
AmeriHealth	$742 - $873	85%
Cigna HealthSpring	$882	101%
Geisinger	$786 - $4,771	90%
HealthPartners	$812 - $891	93%
UPMC Health Plan	$891 - $4,886	102%
+ 3 smaller / regional plans	$817 - $3,287

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 1,720), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 95810.

Insurance Before you use insurance

Call your insurance company to confirm Penn State Health St. Joseph is in-network.
Ask your insurer whether prior approval is required for CPT code 95810.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Penn State Health St. Joseph

Compare: Sleep study (overnight, in lab) at other PA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.