CMS Price Transparency Data

X-ray, hand

Facility: UPMC Memorial

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $132
Cash Discount Price: $188
vs. Medicare Baseline: 1.48x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at UPMC Memorial is $132. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $188. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.48x the Medicare baseline. Located in 1701 Innovation Drive, York, PA.

Cash / Self-Pay

$188

Average discount available for prompt cash payment at this facility.

Insurance Median

$132

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $188 (211%)

Insurance Median: $132 (148%)

Cash: $188 (211% of Medicare)

Ins. Median: $132 (148% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$15 - $231	17%
Amerihealth Caritas	$24	27%
Highmark Wholecare (Prev Gateway)	$24	27%
Upmc Health Plan	$25 - $220	28%
Health Partners Plans (Jefferson Health Plan)	$26	29%
Blue Cross Blue Shield	$27 - $132	30%
Geisinger	$28 - $227	31%
Aetna	$32 - $178	36%
Prime Net	$52 - $234	58%
Keystone Health Plan	$63 - $132	71%
Premier Comp Solutions	$73	82%
Upmc Work Partners	$73	82%
Wellspan Population Health	$220	247%
Multiplan	$267	300%
Cigna	$419	471%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $188.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Memorial is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.