CMS Price Transparency Data

Psychological testing evaluation

Facility: UPMC St Margaret

Billing Code: 96136 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96136
Insurance Median: $260
Cash Discount Price: $564
vs. Medicare Baseline: 1.91x Medicare

The contracted insurance negotiated median rate for a Psychological testing evaluation at UPMC St Margaret is $260. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $564. Compared to the federal Medicare reimbursement reference rate of $135.93, this hospital’s rate is 1.91x the Medicare baseline. Located in 815 Freeport Road, Pittsburgh, PA.

Cash / Self-Pay

$564

Average discount available for prompt cash payment at this facility.

Insurance Median

$260

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.93 (100%)

Cash / Self-Pay: $564 (415%)

Insurance Median: $260 (191%)

Cash: $564 (415% of Medicare)

Ins. Median: $260 (191% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$22	16%
Upmc Health Plan	$22 - $461	16%
Blue Cross Blue Shield	$28 - $199	21%
Highmark Wholecare (Prev Gateway)	$30 - $133	22%
Amerihealth Caritas	$31	23%
Pa Health & Wellness	$34 - $133	25%
Upmc Work Partners	$56	41%
Aetna	$129 - $376	95%
Cigna	$263 - $376	193%
Coventry/First Health	$658	484%
Private Health Care Systems	$752	553%
Selectcare	$752	553%
Humana	$799	588%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $564.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96136.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC St Margaret is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96136.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.