Blood test, urea nitrogen (BUN, kidney)
Facility: Hospital of Univ of Pennsylvania
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $31
- Cash Discount Price: $170
- vs. Medicare Baseline: 7.85x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 785% of the Medicare baseline (a markup of 685%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $2 - $29 | 51% |
| Cigna | $2 - $76 | 51% |
| Gspp And Wissahickon Hospice | $2 | 51% |
| Ibc Commercial Hpn | $2 | 51% |
| Keystone Hmo Proactive | $2 | 51% |
| UnitedHealthcare | $3 - $170 | 76% |
| Aetna | $4 - $170 | 101% |
| Clover Health Plan | $4 | 101% |
| Devoted Health | $4 | 101% |
| Geisinger Health Plan | $4 - $13 | 101% |
| Health Partners | $4 - $170 | 101% |
| Humana | $4 - $136 | 101% |
| Ibc | $4 | 101% |
| Kaiser Permanente | $4 - $170 | 101% |
| Keystone First | $4 | 101% |
| Medicare (plans) | $4 | 101% |
| Pa Health And Wellness | $4 - $7 | 101% |
| Penn Life (Living Independently For Elders) | $4 | 101% |
| Philadelphia Va Medical Center | $4 | 101% |
| Tricare | $4 | 101% |
| Upmc | $4 - $170 | 101% |
| Us Family Health Plan | $4 | 101% |
| Gateway Health Plan | $5 | 127% |
| Medicaid / KanCare | $5 - $170 | 127% |
| Pa Medical Assistance | $5 - $170 | 127% |
| Claims Watcher | $6 - $7 | 152% |
| Elap | $6 | 152% |
| Centivo | $7 | 177% |
| Elap Services | $7 | 177% |
| Keystone Mercy Health Plan | $7 - $170 | 177% |
| Oscar Health Plan | $7 | 177% |
| Highmark | $8 | 203% |
| Penn Global Medicine | $10 | 253% |
| Paired Kidney Exchange | $14 | 354% |
| Horizon Nj Health | $29 - $30 | 734% |
| Preferred Health Care Eliance | $37 | 937% |
| Pgm - Regie De L'Assurance Maladie Quebec | $39 | 987% |
| Pgm - Kuwait Defense | $60 - $76 | 1519% |
| Qualcare | $65 | 1646% |
| Olympus | $67 | 1696% |
| Coventry | $68 - $87 | 1722% |
| Pgm - Chop | $68 | 1722% |
| Wissahickon Hospice | $68 | 1722% |
| Healthamerica/Coventry | $76 - $83 | 1924% |
| First Health Global | $85 | 2152% |
| Health Net | $102 | 2582% |
| Pgm - Royal Embassy Of Saudi Arabia | $102 | 2582% |
| Pgm - Embassy Of Qatar | $110 | 2785% |
| Pgm - Ontario Ministry Of Health And Long-Term Care (Ohip) | $110 | 2785% |
| Interlink | $114 | 2886% |
| Pgm - Embassy Of The United Emirates/Ipc | $119 | 3013% |
| Health America/Ccn | $136 | 3443% |
| Intergroup | $136 | 3443% |
| Pgm - Kuwait Health Division | $136 | 3443% |
| Pgm - Kuwait Oil | $136 | 3443% |
| Preferred Care | $136 | 3443% |
| Blue Quality Centers For Transplant (Bqct) | $170 | 4304% |
| City Of Philadelphia Behavioral Health | $170 | 4304% |
| Commercial Other | $170 | 4304% |
| International Pfs | $170 | 4304% |
| United Behavioral Health | $170 | 4304% |
| Workers Compensation | $170 | 4304% |