Office visit, established patient (30-39 min)
Facility: Hospital of Univ of Pennsylvania
Billing Code: 99214 (CPT)
- CPT Billing Code: 99214
- Insurance Median: $337
- Cash Discount Price: $518
- vs. Medicare Baseline: 2.49x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 249% of the Medicare baseline (a markup of 149%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Health Partners | $57 - $518 | 42% |
| Ibc | $58 | 43% |
| Keystone Mercy Health Plan | $70 - $518 | 52% |
| UnitedHealthcare | $80 - $518 | 59% |
| Horizon Nj Health | $88 - $91 | 65% |
| Preferred Health Care Eliance | $114 | 84% |
| Aetna | $118 - $518 | 87% |
| Pgm - Regie De L'Assurance Maladie Quebec | $119 | 88% |
| Highmark | $130 | 96% |
| Upmc | $130 - $518 | 96% |
| Blue Cross Blue Shield | $140 - $518 | 103% |
| Cigna | $179 - $233 | 132% |
| Claims Watcher | $181 - $518 | 133% |
| Pgm - Kuwait Defense | $181 - $233 | 133% |
| Us Family Health Plan | $181 | 133% |
| Qualcare | $197 | 145% |
| Olympus | $204 | 150% |
| Coventry | $207 - $264 | 153% |
| Devoted Health | $207 | 153% |
| Medicaid / KanCare | $207 - $518 | 153% |
| Pgm - Chop | $207 | 153% |
| Wissahickon Hospice | $207 | 153% |
| Healthamerica/Coventry | $233 - $254 | 172% |
| First Health Global | $259 | 191% |
| Penn Global Medicine | $259 | 191% |
| Health Net | $311 | 229% |
| Kaiser Permanente | $311 - $518 | 229% |
| Pgm - Royal Embassy Of Saudi Arabia | $311 | 229% |
| Paired Kidney Exchange | $316 | 233% |
| Pgm - Embassy Of Qatar | $337 | 249% |
| Pgm - Ontario Ministry Of Health And Long-Term Care (Ohip) | $337 | 249% |
| Interlink | $347 | 256% |
| Pgm - Embassy Of The United Emirates/Ipc | $363 | 268% |
| Health America/Ccn | $414 | 305% |
| Humana | $414 - $518 | 305% |
| Intergroup | $414 | 305% |
| Pgm - Kuwait Health Division | $414 | 305% |
| Pgm - Kuwait Oil | $414 | 305% |
| Preferred Care | $414 | 305% |
| Blue Quality Centers For Transplant (Bqct) | $518 | 382% |
| Centivo | $518 | 382% |
| City Of Philadelphia Behavioral Health | $518 | 382% |
| Clover Health Plan | $518 | 382% |
| Commercial Other | $518 | 382% |
| Elap | $518 | 382% |
| Elap Services | $518 | 382% |
| Gateway Health Plan | $518 | 382% |
| Geisinger Health Plan | $518 | 382% |
| International Pfs | $518 | 382% |
| Keystone First | $518 | 382% |
| Medicare (plans) | $518 | 382% |
| Oscar Health Plan | $518 | 382% |
| Pa Health And Wellness | $518 | 382% |
| Pa Medical Assistance | $518 | 382% |
| Tricare | $518 | 382% |
| United Behavioral Health | $518 | 382% |
| Workers Compensation | $518 | 382% |