CMS Price Transparency Data
Hospital file updated: 2026-02-10
Psychotherapy session (60 minutes)
Facility: Hospital of Univ of Pennsylvania
Billing Code: 90837 (CPT)
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Good Deal · Below Fair Market
$206Fair BaseRate (0.92× Market)
Position vs. 1.00× Fair Price8% Below Fair Price
1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.
This hospital's typical commercial price is $189 compared to the $206 fair price benchmark.
Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.Regional Value Leader
CMS Star Rating5/5 StarsOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score96/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER WaitNo ER DataMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.
5-Star CMS clinical quality rating paired with 0.92× fair market pricing.
The BaseRate · fair price high confidence
A fair price for this
$206
about 1.1× the $181 Medicare rate · typically $153–$236
modeled estimate · not a bill or quote
Medicare pays $181 Fair price $206 Cash price $189 Hospital's list price $189
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
6 of 6 major insurers have a published price at this hospital
UnitedHealthcareBlue Cross Blue ShieldAetnaCignaHumanaKaiser Permanente
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $102 - $198 | 56% |
| Blue Cross Blue Shieldmajor | $51 - $392 | 28% |
| Aetnamajor | $43 - $198 | 24% |
| Cignamajor | $65 - $192 | 36% |
| Humanamajor | $151 - $192 | 83% |
| Kaiser Permanentemajor | $113 - $189 | 62% |
| Clover Health | $201 | 111% |
| Devoted Health | $196 | 108% |
| Geisinger | $192 - $592 | 106% |
| Health Net | $113 - $189 | 62% |
| HealthPartners | $189 - $192 | 104% |
| Oscar Health | $317 | 175% |
| UPMC Health Plan | $47 - $189 | 26% |
| + 71 smaller / regional plans | $21 - $494 |
Government programs also on file: Medicare, Medicaid, Military & VA.
Excludes 6 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.
Self-Pay How to get the cash price
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Estimate your out-of-pocket cost
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Other Procedures at Hospital of Univ of Pennsylvania
Compare: Psychotherapy session (60 minutes) at other PA hospitals
- UPMC Jameson · New Castle $80
- Saint Vincent Hospital · Erie $111
- Allegheny Valley Hospital · Natrona $131
- West Penn Hospital · Pittsburgh $131
- Canonsburg General Hospital · Canonsburg $131
- Grove City Medical Center · Grove City $131
- Forbes Hospital · Monroeville $131
- Meadville Medical Center · Meadville $132
Insurance negotiated median for the same procedure, sorted lowest first.
Inline Bill X-Ray & 501(r) Calculator
501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 36.3%
Audit a Bill or Quote at Hospital of Univ of Pennsylvania (Zero PHI Required)
CMS CCN: 390111
CPT 90837
Fair BaseRate™ $206
Medicare Rate $181
Self-Pay Cash $189
Insurer Median $237
Pre-filled with Hospital of Univ of Pennsylvania’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check
501(r) AGB Cap: $69 (274% FPL)
Statutory 501(r) AGB Cap Limits Bill to $69
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $69).
Step 2 · Cash vs. Insurance Arbitrage
Published Cash: $189
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Hospital of Univ of Pennsylvania's published 45 CFR § 180 self-pay cash rate is $189 (vs. $237 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Step 3 · Fair BaseRate Target
Target: $206 Fair BaseRate
Negotiate Toward $206 Fair BaseRate ($181 Medicare)
Your entered amount is at or below the modeled Fair BaseRate benchmark ($206).
1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
CMS Care Compare Public Quality Record
Clinical Quality, Patient Experience & Infection Benchmarks
CMS Overall5/5 Stars (5/5)
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
45 CFR § 180 Primary-Source Lineage & Federal Verification
Verified
CMS CCN 390111
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
MRF Portal Indexed (231352685_the-trustees-of-the-university-of-pennsylvania-dba-the-hospital-of-the-univer_standardcharges.csv)
Verify on CMS Medicare.gov (CCN 390111) ↗
CMS HCRIS Cost Reports ↗
Published MRF File231352685_the-trustees-of-the-university-of-pennsylvania-dba-the-hospital-of-the-univer_standardcharges.csv
Publication / Vintage2026-02-10 · 2237.65 MB
Validated Rate Rows12,385,936 (CMS v3.0.0)
File Integrity Digest84201ae3ef0e7ae02610…
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.