CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Meadville Medical Center

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $249
Cash Discount Price: $861
vs. Medicare Baseline: 1.02x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Meadville Medical Center is $249. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $861. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.02x the Medicare baseline. Located in 751 Liberty Street, Meadville, PA.

Cash / Self-Pay

$861

Average discount available for prompt cash payment at this facility.

Insurance Median

$249

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $861 (353%)

Insurance Median: $249 (102%)

Cash: $861 (353% of Medicare)

Ins. Median: $249 (102% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$66 - $747	27%
Allwell Pa Health & Wellness	$66 - $249	27%
Blue Cross Blue Shield	$66 - $767	27%
Cigna	$66 - $259	27%
Humana	$66 - $249	27%
Medicare (plans)	$66	27%
UnitedHealthcare	$66 - $651	27%
Geisinger	$67 - $254	27%
Amerihealth	$69 - $187	28%
Health Partners	$69 - $187	28%
Blue Shield	$221	91%
Upmc	$249	102%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $861.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Meadville Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.