CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Magee Womens Hospital of UPMC Health System

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $93
Cash Discount Price: $139
vs. Medicare Baseline: 2.65x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Magee Womens Hospital of UPMC Health System is $93. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $139. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 2.65x the Medicare baseline. Located in 300 Halket Street, Pittsburgh, PA.

Cash / Self-Pay

$139

Average discount available for prompt cash payment at this facility.

Insurance Median

$93

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $139 (396%)

Insurance Median: $93 (265%)

Cash: $139 (396% of Medicare)

Ins. Median: $93 (265% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 265% of the Medicare baseline (a markup of 165%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$14	40%
Upmc Health Plan	$14 - $111	40%
Aetna	$17 - $123	48%
Highmark Wholecare (Prev Gateway)	$19 - $116	54%
Geisinger	$20	57%
Amerihealth Caritas	$21	60%
Blue Cross Blue Shield	$21 - $103	60%
Pa Health & Wellness	$22	63%
Upmc Work Partners	$62	177%
Cigna	$93 - $123	265%
Intergroup	$116	331%
Coventry/First Health	$162	462%
Preferred Healthcare System	$186	530%
Humana	$197	562%
Private Health Care Systems	$197	562%
Multiplan	$213	607%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $139.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Magee Womens Hospital of UPMC Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.