CMS Price Transparency Data

Blood test, complete blood count (CBC)

Facility: UPMC Bedford Memorial

Billing Code: 85025 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85025
Insurance Median: $48
Cash Discount Price: $50
vs. Medicare Baseline: 6.18x Medicare

The contracted insurance negotiated median rate for a Blood test, complete blood count (CBC) at UPMC Bedford Memorial is $48. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $50. Compared to the federal Medicare reimbursement reference rate of $7.77, this hospital’s rate is 6.18x the Medicare baseline. Located in 10455 Lincoln Highway, Everett, PA.

Cash / Self-Pay

$50

Average discount available for prompt cash payment at this facility.

Insurance Median

$48

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$7.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $7.77 (100%)

Cash / Self-Pay: $50 (644%)

Insurance Median: $48 (618%)

Cash: $50 (644% of Medicare)

Ins. Median: $48 (618% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $7.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 618% of the Medicare baseline (a markup of 518%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$3 - $56	39%
Health Partners Plans (Jefferson Health Plan)	$6	77%
UnitedHealthcare	$6 - $56	77%
Upmc Health Plan	$7 - $49	90%
Amerihealth Caritas	$8 - $9	103%
Blue Cross Blue Shield	$8 - $51	103%
Cigna	$8 - $56	103%
Geisinger	$8	103%
Highmark Wholecare (Prev Gateway)	$8 - $9	103%
Pa Health & Wellness	$8 - $10	103%
Upmc Work Partners	$8	103%
Intergroup	$54 - $75	695%
Coventry/First Health	$58	746%
Preferred Healthcare System	$66	849%
Health Coalition Partners	$75	965%
Humana	$75	965%
Private Health Care Systems	$75	965%
Selectcare	$75	965%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $50.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85025.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Bedford Memorial is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85025.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.