CMS Price Transparency Data

Blood test, vitamin B12

Facility: UPMC Bedford Memorial

Billing Code: 82607 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82607
Insurance Median: $77
Cash Discount Price: $75
vs. Medicare Baseline: 5.11x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin B12 at UPMC Bedford Memorial is $77. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $75. Compared to the federal Medicare reimbursement reference rate of $15.08, this hospital’s rate is 5.11x the Medicare baseline. Located in 10455 Lincoln Highway, Everett, PA.

Cash / Self-Pay

$75

Average discount available for prompt cash payment at this facility.

Insurance Median

$77

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$15.08

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $15.08 (100%)

Cash / Self-Pay: $75 (497%)

Insurance Median: $77 (511%)

Cash: $75 (497% of Medicare)

Ins. Median: $77 (511% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $15.08 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 511% of the Medicare baseline (a markup of 411%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$5 - $84	33%
Health Partners Plans (Jefferson Health Plan)	$13	86%
Upmc Health Plan	$13 - $76	86%
UnitedHealthcare	$14 - $84	93%
Blue Cross Blue Shield	$15 - $100	99%
Upmc Work Partners	$15	99%
Amerihealth Caritas	$16 - $20	106%
Cigna	$16 - $84	106%
Highmark Wholecare (Prev Gateway)	$16 - $19	106%
Pa Health & Wellness	$16 - $22	106%
Geisinger	$18	119%
Intergroup	$81 - $112	537%
Coventry/First Health	$88	584%
Preferred Healthcare System	$100	663%
Health Coalition Partners	$112	743%
Humana	$112	743%
Private Health Care Systems	$112	743%
Selectcare	$112	743%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $75.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82607.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Bedford Memorial is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82607.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.