CMS Price Transparency Data

CT scan, abdomen and pelvis (with contrast)

Facility: UPMC Bedford Memorial

Billing Code: 74177 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 74177
Insurance Median: $1,847
Cash Discount Price: $1,915
vs. Medicare Baseline: 5.18x Medicare

The contracted insurance negotiated median rate for a CT scan, abdomen and pelvis (with contrast) at UPMC Bedford Memorial is $1,847. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,915. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 5.18x the Medicare baseline. Located in 10455 Lincoln Highway, Everett, PA.

Cash / Self-Pay

$1,915

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,847

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $1,915 (537%)

Insurance Median: $1,847 (518%)

Cash: $1,915 (537% of Medicare)

Ins. Median: $1,847 (518% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 518% of the Medicare baseline (a markup of 418%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$123 - $2,139	35%
UnitedHealthcare	$276 - $2,139	77%
Upmc Health Plan	$289 - $3,952	81%
Blue Cross Blue Shield	$340 - $1,874	95%
Geisinger	$366	103%
Amerihealth Caritas	$368 - $411	103%
Cigna	$368 - $2,139	103%
Highmark Wholecare (Prev Gateway)	$368 - $390	103%
Pa Health & Wellness	$368 - $448	103%
Health Partners Plans (Jefferson Health Plan)	$397	111%
Upmc Work Partners	$502	141%
Intergroup	$2,075 - $2,873	582%
Coventry/First Health	$2,234	627%
Preferred Healthcare System	$2,554	717%
Health Coalition Partners	$2,873	806%
Humana	$2,873	806%
Private Health Care Systems	$2,873	806%
Selectcare	$2,873	806%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,915.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 74177.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Bedford Memorial is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 74177.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.