CMS Price Transparency Data

CT scan, head (with contrast)

Facility: UPMC Bedford Memorial

Billing Code: 70460 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70460
Insurance Median: $883
Cash Discount Price: $874
vs. Medicare Baseline: 4.93x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with contrast) at UPMC Bedford Memorial is $883. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $874. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 4.93x the Medicare baseline. Located in 10455 Lincoln Highway, Everett, PA.

Cash / Self-Pay

$874

Average discount available for prompt cash payment at this facility.

Insurance Median

$883

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $874 (488%)

Insurance Median: $883 (493%)

Cash: $874 (488% of Medicare)

Ins. Median: $883 (493% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 493% of the Medicare baseline (a markup of 393%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$61 - $976	34%
UnitedHealthcare	$141 - $976	79%
Upmc Health Plan	$146 - $990	81%
Blue Cross Blue Shield	$170 - $1,062	95%
Amerihealth Caritas	$183 - $209	102%
Cigna	$183 - $976	102%
Highmark Wholecare (Prev Gateway)	$183 - $199	102%
Pa Health & Wellness	$183 - $228	102%
Geisinger	$186	104%
Health Partners Plans (Jefferson Health Plan)	$202	113%
Upmc Work Partners	$618	345%
Intergroup	$946 - $1,310	528%
Coventry/First Health	$1,019	569%
Preferred Healthcare System	$1,165	650%
Health Coalition Partners	$1,310	731%
Humana	$1,310	731%
Private Health Care Systems	$1,310	731%
Selectcare	$1,310	731%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $874.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70460.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Bedford Memorial is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70460.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.