CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: Wayne Memorial Hospital

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $14,912
Cash Discount Price: $127,598
vs. Medicare Baseline: 1.16x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at Wayne Memorial Hospital is $14,912. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $127,598. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 1.16x the Medicare baseline. Located in 601 Park Street, Honesdale, PA.

Cash / Self-Pay

$127,598

Average discount available for prompt cash payment at this facility.

Insurance Median

$14,912

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Cash / Self-Pay: $127,598 (996%)

Insurance Median: $14,912 (116%)

Cash: $127,598 (996% of Medicare)

Ins. Median: $14,912 (116% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aarp	$11,460	89%
UnitedHealthcare	$11,460 - $14,912	89%
Upmc	$11,669 - $30,714	91%
Aetna	$13,222	103%
Blue Cross Blue Shield	$14,912 - $27,855	116%
Humana	$14,912 - $15,061	116%
Mvp	$14,912	116%
Tricare	$14,912	116%
Ambetter / Centene	$15,806	123%
Pa Health & Wellness	$15,806	123%
Wellpath	$19,385 - $27,587	151%
Cigna	$25,211	197%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $127,598.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Wayne Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.