CMS Price Transparency Data

Blood test, creatinine (kidney)

Facility: UPMC Presbyterian Shadyside

Billing Code: 82565 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82565
Insurance Median: $76
Cash Discount Price: $182
vs. Medicare Baseline: 14.84x Medicare

The contracted insurance negotiated median rate for a Blood test, creatinine (kidney) at UPMC Presbyterian Shadyside is $76. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $182. Compared to the federal Medicare reimbursement reference rate of $5.12, this hospital’s rate is 14.84x the Medicare baseline. Located in 200 Lothrop Street, Pittsburgh, PA.

Cash / Self-Pay

$182

Average discount available for prompt cash payment at this facility.

Insurance Median

$76

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.12

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.12 (100%)

Cash / Self-Pay: $182 (3555%)

Insurance Median: $76 (1484%)

Cash: $182 (3555% of Medicare)

Ins. Median: $76 (1484% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1484% of the Medicare baseline (a markup of 1384%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Upmc Work Partners	$5	98%
Aetna	$6 - $76	117%
Amerihealth Caritas	$6 - $10	117%
Cigna	$6	117%
Health Partners Plans (Jefferson Health Plan)	$6	117%
Highmark Wholecare (Prev Gateway)	$6 - $152	117%
Multiplan	$6 - $242	117%
Pa Health & Wellness	$6 - $11	117%
UnitedHealthcare	$6 - $8	117%
Upmc Health Plan	$6 - $7	117%
Blue Cross Blue Shield	$10 - $44	195%
Geisinger	$10	195%
Preferred Healthcare System	$197	3848%
Coventry/First Health	$212	4141%
Fidelis	$227	4434%
Intergroup	$227 - $258	4434%
Health Coalition Partners	$242	4727%
Private Health Care Systems	$242	4727%
Selectcare	$242	4727%
Health Payors Organization	$258	5039%
Humana	$258	5039%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $182.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82565.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Presbyterian Shadyside is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82565.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.