CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: UPMC Horizon

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97112
Insurance Median: $96
Cash Discount Price: $148
vs. Medicare Baseline: 2.93x Medicare

The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at UPMC Horizon is $96. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $148. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 2.93x the Medicare baseline. Located in 110 North Main Street, Greenville, PA.

Cash / Self-Pay

$148

Average discount available for prompt cash payment at this facility.

Insurance Median

$96

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)

Cash / Self-Pay: $148 (452%)

Insurance Median: $96 (293%)

Cash: $148 (452% of Medicare)

Ins. Median: $96 (293% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 293% of the Medicare baseline (a markup of 193%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$18 - $148	55%
UnitedHealthcare	$18 - $98	55%
Upmc Health Plan	$18 - $91	55%
Geisinger	$23	70%
Health Partners Plans (Jefferson Health Plan)	$25	76%
Highmark Wholecare (Prev Gateway)	$25 - $123	76%
Amerihealth Caritas	$26	79%
Pa Health & Wellness	$29	89%
Blue Cross Blue Shield	$41 - $123	125%
Upmc Work Partners	$41	125%
Cigna	$96 - $98	293%
Intergroup	$160	489%
Coventry/First Health	$162	495%
Health Coalition Partners	$172	526%
Private Health Care Systems	$197	602%
Prime Net	$202	617%
Humana	$209	639%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $148.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97112.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Horizon is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97112.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.