CMS Price Transparency Data

Blood test, sodium

Facility: St Luke's Miners Memorial Hospital

Billing Code: 84295 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84295
Insurance Median: $8
Cash Discount Price: $72
vs. Medicare Baseline: 1.66x Medicare

The contracted insurance negotiated median rate for a Blood test, sodium at St Luke's Miners Memorial Hospital is $8. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $72. Compared to the federal Medicare reimbursement reference rate of $4.81, this hospital’s rate is 1.66x the Medicare baseline. Located in 360 W Ruddle Street, Coaldale, PA.

Cash / Self-Pay

$72

Average discount available for prompt cash payment at this facility.

Insurance Median

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.81 (100%)

Cash / Self-Pay: $72 (1497%)

Insurance Median: $8 (166%)

Cash: $72 (1497% of Medicare)

Ins. Median: $8 (166% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$5 - $18	104%
Blue Cross Blue Shield	$5 - $66	104%
Geisinger	$5 - $22	104%
Highmark	$5 - $13	104%
Humana	$5	104%
UnitedHealthcare	$5 - $17	104%
Upmc Health Plan	$5 - $22	104%
Keystone First	$6	125%
Amerihealth Caritas	$8	166%
Highmark Wholecare	$8	166%
Jefferson Health Plan	$9	187%
Oscar	$21	437%
Cigna	$22	457%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $72.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84295.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Luke's Miners Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84295.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.